Connecticut law now requires dental plans to allow children, stepchildren, and other dependent children to remain on their parents’ dental insurance plan until they reach the age of 26 or obtain substitute coverage through their own employer. For State of Connecticut dental plans, this change will take effect beginning July 1, 2022.
Under the current dental plan eligibility rules, all children, except those certified as disabled, become ineligible for coverage under the parent’s plan upon attainment of age 19. Disabled children aged 19 and older may remain on the plan if the parents apply for and obtain a certification from Anthem as to the child’s disability.
Beginning July 1, 2022, the age for removing a child from a parent’s dental plan will be changed from 19 to age 26—the same as it is for medical benefits.
In order to avoid the process of terminating coverage and then re-enrolling children turning 19 between July 1, 2021 and June 30, 2022, the Comptroller will continue dental coverage for this group only through June 30, 2022 without interruption.
As the new law will not take effect until the first day of the new plan year (July 1, 2022), employees with children between the ages of 19-25 will need to wait until the 2022 Open Enrollment period to re-enroll their children in dental benefits.
For more information, contact: Human Resources at benefits@uconn.edu